/* ==========================================================================
   Loan Ghar Business - Enterprise Corporate FinTech Loan Platform Stylesheet
   Bank-Grade Corporate Aesthetics | 100% Human-Crafted Architecture
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  /* Corporate Banking Color System */
  --rb-primary: #C8102E;              /* Refined Banking Crimson Red */
  --rb-primary-hover: #A50D24;
  --rb-primary-dark: #800A1C;
  --rb-primary-light: #FEE2E2;
  --rb-primary-subtle: rgba(200, 16, 46, 0.05);

  --rb-navy: #0F172A;                 /* Enterprise Deep Slate Navy */
  --rb-navy-light: #1E293B;
  --rb-slate: #334155;
  --rb-slate-muted: #64748B;
  --rb-slate-light: #94A3B8;

  --rb-border: #E2E8F0;
  --rb-border-light: #F1F5F9;
  --rb-bg-page: #FFFFFF;
  --rb-bg-alt: #F8FAFC;
  --rb-bg-subtle: #F1F5F9;

  --success-green: #10B981;
  --success-bg: #ECFDF5;
  --star-gold: #F59E0B;

  --font-sans: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-mono: 'Inter', monospace;

  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-pill: 9999px;

  --shadow-subtle: 0 1px 3px rgba(15, 23, 42, 0.05), 0 1px 2px rgba(15, 23, 42, 0.03);
  --shadow-card: 0 4px 20px -2px rgba(15, 23, 42, 0.06), 0 2px 6px -1px rgba(15, 23, 42, 0.04);
  --shadow-elevated: 0 16px 36px -4px rgba(15, 23, 42, 0.10), 0 4px 12px -2px rgba(15, 23, 42, 0.05);
  --shadow-crimson: 0 8px 24px -2px rgba(200, 16, 46, 0.28);

  --transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  overflow-x: hidden;
  max-width: 100vw;
}

body {
  font-family: var(--font-sans);
  background-color: var(--rb-bg-page);
  color: var(--rb-slate);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

button, input, select {
  font-family: inherit;
  outline: none;
  border: none;
}

img, svg {
  display: block;
}

.container {
  width: 100%;
  max-width: 1320px;
  margin: 0 auto;
  padding: 0 20px;
}

.text-crimson {
  color: var(--rb-primary) !important;
}

/* ==========================================================================
   1. Enterprise Top Compliance Notice Bar
   ========================================================================== */
.top-notice-bar {
  background: #0B1120;
  color: #94A3B8;
  font-size: 11.5px;
  font-weight: 500;
  padding: 6px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-notice-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  white-space: nowrap;
}

.notice-badge-item {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-shrink: 0;
  color: #CBD5E1;
}

.notice-badge-item svg {
  color: #10B981;
  flex-shrink: 0;
}

.notice-right-links {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.notice-phones-group {
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.notice-phone-label {
  color: #94A3B8;
  font-weight: 600;
}

.notice-right-links a {
  color: #CBD5E1;
  text-decoration: none;
  transition: var(--transition);
}

.notice-right-links a:hover {
  color: #FFFFFF;
}

.notice-sep {
  color: #475569;
  font-size: 10px;
}

.notice-divider {
  color: #334155;
  margin: 0 2px;
}

.notice-email-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

/* ==========================================================================
   2. Header Navigation Bar
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--rb-border);
  box-shadow: 0 2px 12px rgba(15, 23, 42, 0.04);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 66px;
  gap: 16px;
}

/* Brand Logo */
.brand-logo-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo-img {
  height: 48px;
  width: auto;
  max-width: 175px;
  object-fit: contain;
  display: block;
  transition: transform 0.22s cubic-bezier(0.16, 1, 0.3, 1);
}

.brand-logo-wrap:hover .brand-logo-img {
  transform: scale(1.03);
}

.brand-emblem {
  width: 34px;
  height: 34px;
  background: linear-gradient(135deg, #C8102E 0%, #800A1C 100%);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  box-shadow: 0 4px 12px rgba(200, 16, 46, 0.25);
}

.brand-text-block {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-size: 19px;
  font-weight: 800;
  letter-spacing: -0.4px;
  line-height: 1;
  color: #0F172A;
}

.brand-title span {
  color: var(--rb-primary);
}

.brand-tag {
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--rb-slate-muted);
  margin-top: 2px;
}

/* Navigation Items */
.nav-menu-list {
  display: flex;
  align-items: center;
  gap: 12px;
  list-style: none;
  margin: 0;
  flex-shrink: 1;
}

.nav-item {
  position: relative;
}

.nav-link {
  font-size: 14px;
  font-weight: 600;
  color: #334155;
  padding: 8px 15px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
  transition: var(--transition);
}

.nav-link:hover {
  color: var(--rb-primary);
  background: var(--rb-primary-subtle);
}

.nav-item.active .nav-link {
  color: var(--rb-primary);
  font-weight: 700;
  position: relative;
}

.nav-item.active .nav-link::after {
  content: '';
  position: absolute;
  bottom: -15px;
  left: 12px;
  right: 12px;
  height: 3px;
  background: var(--rb-primary);
  border-radius: 3px 3px 0 0;
}

/* Nav Megamenu Dropdown */
.nav-item.has-dropdown:hover .nav-dropdown-card {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-dropdown-card {
  position: absolute;
  top: calc(100% + 12px);
  left: -60px;
  width: 560px;
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  box-shadow: var(--shadow-elevated);
  border-radius: var(--radius-md);
  padding: 14px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: var(--transition);
  z-index: 100;
}

.dropdown-link-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 10px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  transition: var(--transition);
}

.dropdown-link-item:hover {
  background: #F8FAFC;
  border-color: var(--rb-border);
  transform: translateX(3px);
}

.dd-icon-box {
  width: 30px;
  height: 30px;
  border-radius: 6px;
  background: #FEE2E2;
  color: var(--rb-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.dd-text-block {
  display: flex;
  flex-direction: column;
}

.dd-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--rb-navy);
  line-height: 1.2;
}

.dd-rate {
  font-size: 10.5px;
  font-weight: 600;
  color: var(--rb-slate-muted);
}

/* Header Action Buttons */
.nav-actions-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.btn-credit-pill {
  display: flex;
  align-items: center;
  gap: 5px;
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  padding: 6px 11px;
  border-radius: var(--radius-pill);
  font-size: 12px;
  font-weight: 700;
  color: var(--rb-navy);
  cursor: pointer;
  white-space: nowrap;
  transition: var(--transition);
}

.btn-credit-pill:hover {
  border-color: var(--rb-primary);
  color: var(--rb-primary);
}

.badge-tag-free {
  background: var(--rb-primary);
  color: #FFFFFF;
  font-size: 9px;
  font-weight: 800;
  padding: 1px 5px;
  border-radius: var(--radius-pill);
  letter-spacing: 0.3px;
}

.btn-outline-track {
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  color: var(--rb-navy);
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  transition: var(--transition);
}

.btn-outline-track:hover {
  border-color: var(--rb-navy);
  background: #F8FAFC;
}

.btn-cta-crimson {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--rb-primary);
  color: #FFFFFF;
  padding: 7px 15px;
  border-radius: var(--radius-pill);
  font-size: 12.5px;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  box-shadow: var(--shadow-crimson);
  transition: var(--transition);
}

.btn-cta-crimson:hover {
  background: var(--rb-primary-hover);
  transform: translateY(-1px);
}

.mobile-nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  cursor: pointer;
  color: var(--rb-navy);
  padding: 0;
  transition: var(--transition);
  flex-shrink: 0;
}

.mobile-nav-toggle:hover {
  background: #F1F5F9;
  border-color: #CBD5E1;
}

.mobile-nav-toggle .icon-close {
  display: none !important;
}

.mobile-nav-toggle .icon-hamburger {
  display: block !important;
}

.mobile-nav-toggle.active {
  background: #FEE2E2;
  border-color: #FCA5A5;
  color: var(--rb-primary);
}

.mobile-nav-toggle.active .icon-hamburger {
  display: none !important;
}

.mobile-nav-toggle.active .icon-close {
  display: block !important;
}

.mobile-drawer-footer {
  display: none;
}

/* ==========================================================================
   3. Corporate Hero Section
   ========================================================================== */
.hero-corporate {
  position: relative;
  background: linear-gradient(180deg, #F8FAFC 0%, #FFFFFF 100%);
  padding: 38px 0 48px;
  border-bottom: 1px solid var(--rb-border-light);
}

.hero-grid-2col {
  display: grid;
  grid-template-columns: 1.15fr 0.95fr;
  align-items: center;
  gap: 40px;
}

.hero-trust-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #FEE2E2;
  border: 1px solid #FECACA;
  color: #991B1B;
  font-size: 12px;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: var(--radius-pill);
  width: fit-content;
  margin-bottom: 14px;
}

.hero-main-heading {
  font-size: 44px;
  font-weight: 800;
  line-height: 1.16;
  letter-spacing: -1px;
  color: var(--rb-navy);
  margin-bottom: 14px;
}

.hero-main-heading span {
  color: var(--rb-primary);
}

.hero-description {
  font-size: 15.5px;
  color: var(--rb-slate);
  line-height: 1.55;
  margin-bottom: 22px;
  max-width: 580px;
}

.hero-checklist {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 24px;
}

.check-item {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 14px;
  font-weight: 600;
  color: var(--rb-navy);
}

.check-icon-circle {
  width: 19px;
  height: 19px;
  border-radius: 50%;
  background: #D1FAE5;
  color: #065F46;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 800;
  flex-shrink: 0;
}

/* Quick Loan Inquiry Selector Bar */
.hero-inquiry-box {
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  border-radius: var(--radius-md);
  padding: 8px 10px;
  box-shadow: var(--shadow-card);
  display: flex;
  align-items: center;
  gap: 10px;
  max-width: 560px;
}

.inquiry-select {
  flex: 1;
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 14px;
  font-weight: 600;
  color: var(--rb-navy);
  cursor: pointer;
}

.inquiry-select:focus {
  border-color: var(--rb-primary);
  background: #FFFFFF;
}

.btn-hero-submit {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--rb-primary);
  color: #FFFFFF;
  padding: 10px 20px;
  border-radius: 8px;
  font-size: 13.5px;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  box-shadow: var(--shadow-crimson);
  transition: var(--transition);
}

.btn-hero-submit:hover {
  background: var(--rb-primary-hover);
  transform: translateY(-1px);
}

/* Right Hero Suite Panel */
.hero-suite-card {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow-elevated);
}

.suite-header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--rb-border-light);
  margin-bottom: 14px;
}

.suite-title {
  font-size: 18px;
  font-weight: 800;
  color: var(--rb-navy);
}

.suite-sub {
  font-size: 12px;
  font-weight: 500;
  color: var(--rb-slate-muted);
}

.active-offers-pill {
  font-size: 12px;
  font-weight: 700;
  color: #10B981;
  background: #ECFDF5;
  padding: 4px 10px;
  border-radius: 9999px;
  border: 1px solid #A7F3D0;
}

.suite-loans-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin-bottom: 16px;
}

.suite-loan-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px;
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--transition);
}

.suite-loan-item:hover {
  border-color: var(--rb-primary);
  background: #FFFFFF;
  box-shadow: var(--shadow-subtle);
  transform: translateY(-2px);
}

.suite-icon-box {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: #FEE2E2;
  color: var(--rb-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.suite-item-name {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--rb-navy);
}

.suite-item-rate {
  font-size: 11.5px;
  font-weight: 700;
  color: var(--rb-primary);
}

.suite-digital-box {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 10px;
}

.digital-lenders-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  color: var(--rb-slate-muted);
}

.digital-logos-mini {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 12px;
  font-weight: 800;
}

/* ==========================================================================
   4. Trust Metrics Strip
   ========================================================================== */
.trust-strip {
  background: linear-gradient(135deg, #0B1120 0%, #1E293B 100%);
  color: #FFFFFF;
  padding: 24px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.trust-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}

.metric-stat-box {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.metric-number {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.5px;
  line-height: 1.1;
  color: #FFFFFF;
}

.metric-number span {
  color: #EF4444;
}

.metric-label {
  font-size: 13px;
  font-weight: 500;
  color: #94A3B8;
  margin-top: 4px;
}

/* ==========================================================================
   5. Section Header Utility
   ========================================================================== */
.section-head-center {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 40px;
}

.section-tagline {
  font-size: 11.5px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--rb-primary);
  margin-bottom: 8px;
}

.section-title {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.8px;
  color: var(--rb-navy);
  margin-bottom: 10px;
}

.section-subtext {
  font-size: 15px;
  color: var(--rb-slate-muted);
  line-height: 1.55;
}

/* ==========================================================================
   6. Corporate Loan Products Grid
   ========================================================================== */
.products-section {
  padding: 64px 0;
  background: #FFFFFF;
}

.products-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.product-card {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  position: relative;
  cursor: pointer;
  transition: var(--transition);
}

.product-card:hover {
  border-color: var(--rb-primary);
  transform: translateY(-4px);
  box-shadow: 0 12px 28px -4px rgba(200, 16, 46, 0.12);
}

.prod-badge {
  position: absolute;
  top: 14px;
  right: 14px;
  font-size: 11px;
  font-weight: 800;
  background: #ECFDF5;
  color: #059669;
  border: 1px solid #A7F3D0;
  padding: 3px 8px;
  border-radius: var(--radius-pill);
}

.prod-card-top {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
}

.prod-icon-box {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #FEE2E2;
  color: var(--rb-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.prod-title {
  font-size: 17px;
  font-weight: 800;
  color: var(--rb-navy);
  line-height: 1.25;
}

.prod-desc {
  font-size: 13.5px;
  color: var(--rb-slate-muted);
  line-height: 1.5;
  margin-bottom: 18px;
  min-height: 40px;
}

.prod-specs-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-sm);
  padding: 10px;
  margin-bottom: 16px;
}

.spec-col {
  display: flex;
  flex-direction: column;
}

.spec-col .lbl {
  font-size: 10.5px;
  font-weight: 600;
  text-transform: uppercase;
  color: var(--rb-slate-muted);
}

.spec-col .val {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--rb-navy);
  margin-top: 2px;
}

.prod-card-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--rb-primary);
  border-top: 1px solid var(--rb-border-light);
  padding-top: 14px;
  transition: var(--transition);
}

.product-card:hover .prod-card-btn {
  color: var(--rb-primary-hover);
}

/* ==========================================================================
   7. Live Bank & NBFC Rate Comparison Table
   ========================================================================== */
.comparison-section {
  padding: 64px 0;
  background: #F8FAFC;
  border-top: 1px solid var(--rb-border);
  border-bottom: 1px solid var(--rb-border);
}

.table-filter-tabs {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.filter-tab-btn {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  font-size: 13px;
  font-weight: 700;
  color: var(--rb-slate);
  cursor: pointer;
  transition: var(--transition);
}

.filter-tab-btn:hover {
  border-color: var(--rb-primary);
  color: var(--rb-primary);
}

.filter-tab-btn.active {
  background: var(--rb-primary);
  border-color: var(--rb-primary);
  color: #FFFFFF;
}

.table-wrapper {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
  overflow-x: auto;
}

.bank-rate-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.bank-rate-table thead tr {
  background: #0F172A;
  color: #FFFFFF;
}

.bank-rate-table th {
  padding: 14px 18px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  border-bottom: 1px solid var(--rb-navy-light);
}

.bank-rate-table td {
  padding: 16px 18px;
  font-size: 13.5px;
  color: var(--rb-navy);
  border-bottom: 1px solid var(--rb-border-light);
  vertical-align: middle;
}

.bank-rate-table tbody tr:hover {
  background: #F8FAFC;
}

.bank-name-cell {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
}

.bank-badge-square {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.4px;
  flex-shrink: 0;
}

.btn-apply-table {
  background: var(--rb-primary);
  color: #FFFFFF;
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  font-size: 12.5px;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
}

.btn-apply-table:hover {
  background: var(--rb-primary-hover);
  transform: translateY(-1px);
}

/* ==========================================================================
   8. Financial EMI & Eligibility Calculator
   ========================================================================== */
.calculator-section {
  padding: 64px 0;
  background: #FFFFFF;
}

.calc-dual-container {
  display: grid;
  grid-template-columns: 1.25fr 0.95fr;
  gap: 36px;
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-card);
}

.calc-presets-bar {
  display: flex;
  gap: 8px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.calc-preset-tab {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  padding: 7px 15px;
  border-radius: var(--radius-pill);
  font-size: 13px;
  font-weight: 700;
  color: var(--rb-slate);
  cursor: pointer;
  transition: var(--transition);
}

.calc-preset-tab:hover {
  border-color: var(--rb-primary);
  color: var(--rb-primary);
}

.calc-preset-tab.active {
  background: var(--rb-primary);
  border-color: var(--rb-primary);
  color: #FFFFFF;
}

.range-input-group {
  margin-bottom: 22px;
}

.range-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
}

.range-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--rb-navy);
}

.range-value-pill {
  font-size: 14px;
  font-weight: 800;
  color: var(--rb-primary);
  background: #FEE2E2;
  padding: 4px 12px;
  border-radius: var(--radius-sm);
}

.custom-range-slider {
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: #E2E8F0;
  outline: none;
  -webkit-appearance: none;
}

.custom-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--rb-primary);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(200, 16, 46, 0.4);
  transition: var(--transition);
}

.custom-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.range-minmax-row {
  display: flex;
  justify-content: space-between;
  font-size: 11.5px;
  font-weight: 600;
  color: var(--rb-slate-muted);
  margin-top: 4px;
}

/* Calculator Summary Panel */
.calc-summary-panel {
  background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
  color: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.summary-heading-label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: #94A3B8;
  margin-bottom: 4px;
}

.monthly-emi-amount {
  font-size: 40px;
  font-weight: 800;
  letter-spacing: -1px;
  color: #F87171;
  margin-bottom: 20px;
}

/* Visual Amortization Progress Bar */
.amortization-visual-bar {
  display: flex;
  height: 8px;
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 12px;
  background: #334155;
}

.amort-bar-principal {
  background: #10B981;
  height: 100%;
  transition: width 0.3s ease;
}

.amort-bar-interest {
  background: #F87171;
  height: 100%;
  transition: width 0.3s ease;
}

.amortization-legend {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 12px;
  font-weight: 600;
  color: #CBD5E1;
  margin-bottom: 20px;
}

.amort-leg-item {
  display: flex;
  align-items: center;
  gap: 6px;
}

.leg-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
}

.calc-breakdown-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 13.5px;
}

.calc-breakdown-row .lbl {
  color: #94A3B8;
}

.calc-breakdown-row .val {
  font-weight: 700;
  color: #FFFFFF;
}

.btn-calc-action {
  background: var(--rb-primary);
  color: #FFFFFF;
  padding: 12px 20px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  text-align: center;
  margin-top: 24px;
  box-shadow: var(--shadow-crimson);
  transition: var(--transition);
}

.btn-calc-action:hover {
  background: var(--rb-primary-hover);
  transform: translateY(-1px);
}

/* ==========================================================================
   9. Simple 4-Step Loan Process
   ========================================================================== */
.process-section {
  padding: 64px 0;
  background: #F8FAFC;
  border-top: 1px solid var(--rb-border);
  border-bottom: 1px solid var(--rb-border);
}

.process-steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.step-card {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  padding: 24px;
  position: relative;
  transition: var(--transition);
}

.step-card:hover {
  border-color: var(--rb-primary);
  transform: translateY(-3px);
  box-shadow: var(--shadow-card);
}

.step-number-badge {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--rb-primary);
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  margin-bottom: 14px;
}

.step-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--rb-navy);
  margin-bottom: 8px;
}

.step-desc {
  font-size: 13.5px;
  color: var(--rb-slate-muted);
  line-height: 1.5;
}

/* ==========================================================================
   10. Eligibility & Document Checklist
   ========================================================================== */
.docs-section {
  padding: 64px 0;
  background: #FFFFFF;
}

.docs-tabs-nav {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}

.docs-tab-btn {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--rb-slate);
  cursor: pointer;
  transition: var(--transition);
}

.docs-tab-btn:hover {
  border-color: var(--rb-primary);
  color: var(--rb-primary);
}

.docs-tab-btn.active {
  background: var(--rb-primary);
  border-color: var(--rb-primary);
  color: #FFFFFF;
}

.docs-checklist-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.docs-check-card {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  padding: 20px;
}

.docs-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 12px;
}

.docs-icon-circle {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: #FEE2E2;
  color: var(--rb-primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.docs-card-title {
  font-size: 15px;
  font-weight: 800;
  color: var(--rb-navy);
}

.docs-bullet-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.docs-bullet-list li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 13px;
  color: var(--rb-slate);
}

.docs-bullet-list li span.chk {
  color: #10B981;
  font-weight: 800;
}

/* ==========================================================================
   11. Why Choose Loan Ghar Business
   ========================================================================== */
.why-section {
  padding: 64px 0;
  background: #F8FAFC;
  border-top: 1px solid var(--rb-border);
  border-bottom: 1px solid var(--rb-border);
}

.why-grid-4col {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.why-card {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  padding: 24px;
  transition: var(--transition);
}

.why-card:hover {
  border-color: var(--rb-primary);
  transform: translateY(-3px);
  box-shadow: var(--shadow-card);
}

.why-icon-box {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #FEE2E2;
  color: var(--rb-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.why-card-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--rb-navy);
  margin-bottom: 8px;
}

.why-card-desc {
  font-size: 13.5px;
  color: var(--rb-slate-muted);
  line-height: 1.5;
}

/* ==========================================================================
   12. Customer Case Studies & Verified Reviews
   ========================================================================== */
.stories-section {
  padding: 64px 0;
  background: #FFFFFF;
}

.stories-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.story-card {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-card);
}

.story-bank-pill {
  font-size: 12px;
  font-weight: 700;
  color: #065F46;
  background: #D1FAE5;
  border: 1px solid #A7F3D0;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  width: fit-content;
  margin-bottom: 12px;
}

.story-stars {
  color: #F59E0B;
  font-size: 14px;
  margin-bottom: 10px;
}

.story-text {
  font-size: 14px;
  line-height: 1.6;
  color: var(--rb-slate);
  margin-bottom: 20px;
  font-style: italic;
}

.story-customer-row {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--rb-border-light);
  padding-top: 14px;
}

.customer-avatar-img {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid #FFFFFF;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
  flex-shrink: 0;
}

.cust-name {
  font-size: 14px;
  font-weight: 800;
  color: var(--rb-navy);
}

.cust-meta {
  font-size: 12px;
  color: var(--rb-slate-muted);
}

/* ==========================================================================
   13. Corporate FAQ Accordion
   ========================================================================== */
.faq-section {
  padding: 64px 0;
  background: #F8FAFC;
  border-top: 1px solid var(--rb-border);
  border-bottom: 1px solid var(--rb-border);
}

.faq-accordion-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: #FFFFFF;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.active {
  border-color: var(--rb-primary);
  box-shadow: var(--shadow-card);
}

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  font-size: 15px;
  font-weight: 700;
  color: var(--rb-navy);
  cursor: pointer;
  user-select: none;
}

.faq-toggle-icon {
  font-size: 18px;
  font-weight: 600;
  color: var(--rb-primary);
  transition: transform 0.2s ease;
}

.faq-item.active .faq-toggle-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  font-size: 14px;
  color: var(--rb-slate);
  line-height: 1.6;
}

.faq-item.active .faq-answer {
  max-height: 300px;
  padding: 0 20px 16px 20px;
}

/* ==========================================================================
   14. Approved Lending Partners Logo Strip
   ========================================================================== */
.partners-bar {
  padding: 40px 0;
  background: #FFFFFF;
  border-bottom: 1px solid var(--rb-border);
  text-align: center;
}

.partners-title {
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--rb-slate-muted);
  margin-bottom: 20px;
}

.partners-flex-row {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 14px;
}

.partner-emblem-badge {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.5px;
  transition: var(--transition);
}

.partner-emblem-badge:hover {
  background: #FFFFFF;
  border-color: #CBD5E1;
  box-shadow: var(--shadow-subtle);
  transform: translateY(-2px);
}

/* ==========================================================================
   15. Corporate Footer
   ========================================================================== */
.site-footer {
  background: #0B1120;
  color: #94A3B8;
  padding: 56px 0 24px;
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-logo-wrap {
  display: inline-flex;
  align-items: center;
  background: #FFFFFF;
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  margin-bottom: 16px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.3);
  transition: var(--transition);
}

.footer-logo-wrap:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.45);
}

.footer-logo-img {
  height: 44px;
  width: auto;
  max-width: 170px;
  object-fit: contain;
  display: block;
}

.footer-logo {
  font-size: 24px;
  font-weight: 800;
  letter-spacing: -0.5px;
  color: #FFFFFF;
  margin-bottom: 12px;
}

.footer-logo span {
  color: #EF4444;
}

.footer-desc {
  font-size: 13.5px;
  line-height: 1.6;
  color: #94A3B8;
  margin-bottom: 18px;
}

.footer-section-title {
  font-size: 14px;
  font-weight: 800;
  color: #FFFFFF;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 16px;
}

.footer-links-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links-list a {
  font-size: 13.5px;
  color: #94A3B8;
}

.footer-links-list a:hover {
  color: #FFFFFF;
}

.compliance-disclaimer-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-size: 11.5px;
  line-height: 1.6;
  color: #64748B;
  margin-bottom: 24px;
}

.compliance-disclaimer-card strong {
  color: #CBD5E1;
}

.footer-bottom-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 20px;
  font-size: 12.5px;
  color: #64748B;
  flex-wrap: wrap;
  gap: 12px;
}

/* ==========================================================================
   16. Floating Direct Action Contacts
   ========================================================================== */
.floating-dock-wrap {
  position: fixed;
  bottom: 24px;
  right: 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  z-index: 999;
}

.floating-call-btn, .floating-action-btn {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  transition: var(--transition);
}

.floating-call-btn {
  background: var(--rb-primary);
}

.floating-call-btn:hover {
  background: var(--rb-primary-hover);
  transform: scale(1.08);
}

.floating-action-btn {
  background: #25D366;
}

.floating-action-btn:hover {
  background: #20BD5A;
  transform: scale(1.08);
}

/* ==========================================================================
   17. Multi-Step Enterprise Application Modal
   ========================================================================== */
.modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(15, 23, 42, 0.65);
  backdrop-filter: blur(4px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 16px;
}

.modal-backdrop.active {
  display: flex;
}

.modal-content-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 32px;
  width: 100%;
  max-width: 580px;
  box-shadow: var(--shadow-elevated);
  position: relative;
  max-height: 90vh;
  overflow-y: auto;
}

.btn-close-modal {
  position: absolute;
  top: 18px;
  right: 18px;
  background: #F1F5F9;
  border-radius: 50%;
  width: 32px;
  height: 32px;
  font-size: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--rb-slate);
  transition: var(--transition);
}

.btn-close-modal:hover {
  background: #E2E8F0;
  color: var(--rb-navy);
}

.modal-badge-tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 800;
  color: var(--rb-primary);
  background: #FEE2E2;
  padding: 3px 10px;
  border-radius: var(--radius-pill);
  margin-bottom: 8px;
}

.modal-main-title {
  font-size: 22px;
  font-weight: 800;
  color: var(--rb-navy);
  margin-bottom: 4px;
}

.modal-subtitle {
  font-size: 13.5px;
  color: var(--rb-slate-muted);
  margin-bottom: 20px;
}

.form-2col-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.form-field-group {
  display: flex;
  flex-direction: column;
  margin-bottom: 14px;
}

.form-field-label {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--rb-navy);
  margin-bottom: 6px;
}

.form-input-control {
  background: #F8FAFC;
  border: 1px solid var(--rb-border);
  border-radius: var(--radius-sm);
  padding: 10px 14px;
  font-size: 13.5px;
  color: var(--rb-navy);
  transition: var(--transition);
}

.form-input-control:focus {
  background: #FFFFFF;
  border-color: var(--rb-primary);
  box-shadow: 0 0 0 3px rgba(200, 16, 46, 0.12);
}

.btn-modal-submit {
  width: 100%;
  background: var(--rb-primary);
  color: #FFFFFF;
  padding: 12px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  box-shadow: var(--shadow-crimson);
  margin-top: 10px;
  transition: var(--transition);
}

.btn-modal-submit:hover {
  background: var(--rb-primary-hover);
}

.modal-success-screen {
  display: none;
  text-align: center;
  padding: 16px 0;
}

.success-check-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #D1FAE5;
  color: #059669;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  font-weight: 800;
  margin: 0 auto 16px;
}

/* Toast Notifications */
.rb-toast {
  position: fixed;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%) translateY(40px);
  background: #0F172A;
  color: #FFFFFF;
  padding: 12px 20px;
  border-radius: var(--radius-pill);
  font-size: 13.5px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: var(--shadow-elevated);
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 3000;
}

.rb-toast.show {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

/* ==========================================================================
   18. Complete Responsive Media Queries
   ========================================================================== */

/* Laptops & Desktops with narrow viewport (1025px to 1280px) */
@media (min-width: 1025px) and (max-width: 1280px) {
  .navbar {
    gap: 12px;
  }
  .brand-logo-img {
    height: 44px;
  }
  .brand-title {
    font-size: 16px;
  }
  .brand-tag {
    font-size: 8px;
  }
  .nav-menu-list {
    gap: 8px;
  }
  .nav-link {
    font-size: 13.5px;
    padding: 7px 12px;
  }
  .btn-outline-track {
    display: none; /* Hide Track Status on standard laptops so Apply Online never overflows */
  }
  .btn-credit-pill {
    padding: 6px 10px;
    font-size: 11.5px;
  }
  .btn-cta-crimson {
    padding: 7px 14px;
    font-size: 12.5px;
  }
  .top-notice-content {
    font-size: 11px;
    gap: 10px;
  }
}

@media (min-width: 1025px) and (max-width: 1140px) {
  .btn-credit-pill {
    display: none; /* Secondary safeguard for 1025-1140px screens */
  }
}

/* Tablet & Mobile Breakpoint (<= 1024px) */
@media (max-width: 1024px) {
  .mobile-nav-toggle {
    display: flex;
  }

  .nav-menu-list {
    display: none;
    position: absolute;
    top: 66px;
    left: 0;
    right: 0;
    width: 100%;
    max-height: calc(100vh - 66px);
    overflow-y: auto;
    background: #FFFFFF;
    flex-direction: column;
    align-items: stretch;
    padding: 16px 20px 28px;
    box-shadow: 0 16px 36px rgba(15, 23, 42, 0.16);
    border-bottom: 3px solid var(--rb-primary);
    z-index: 1001;
  }

  .nav-menu-list.mobile-active {
    display: flex;
    animation: drawerSlide 0.22s ease-out;
  }

  @keyframes drawerSlide {
    from { opacity: 0; transform: translateY(-8px); }
    to { opacity: 1; transform: translateY(0); }
  }

  .nav-item {
    width: 100%;
    border-bottom: 1px solid #F1F5F9;
  }

  .nav-link {
    padding: 12px 8px;
    font-size: 14.5px;
    font-weight: 600;
    width: 100%;
    display: flex;
    justify-content: space-between;
    border-radius: 0;
  }

  .nav-item.active .nav-link {
    color: var(--rb-primary);
    background: var(--rb-primary-subtle);
  }

  .nav-item.active .nav-link::after {
    display: none;
  }

  .nav-dropdown-card {
    position: static;
    width: 100%;
    box-shadow: none;
    border: none;
    padding: 6px 8px 12px;
    grid-template-columns: 1fr;
    display: none;
    background: #F8FAFC;
    border-radius: 8px;
    margin-bottom: 8px;
    transform: none;
  }

  .nav-item.has-dropdown.mobile-open .nav-dropdown-card {
    display: grid;
    gap: 8px;
    opacity: 1;
    visibility: visible;
  }

  .mobile-drawer-footer {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 18px;
    padding-top: 18px;
    border-top: 2px dashed #E2E8F0;
  }

  .mobile-drawer-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: #0F172A;
    color: #FFFFFF;
    padding: 12px;
    border-radius: 8px;
    font-size: 13.5px;
    font-weight: 700;
    cursor: pointer;
    border: none;
    width: 100%;
  }

  .btn-secondary-drawer {
    background: #F1F5F9;
    color: var(--rb-navy);
    border: 1px solid #CBD5E1;
  }

  .mobile-drawer-contact-block {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 8px;
    padding: 14px;
    display: flex;
    flex-direction: column;
    gap: 8px;
  }

  .mdc-title {
    font-size: 11.5px;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--rb-slate-muted);
    letter-spacing: 0.5px;
  }

  .mdc-link {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    color: var(--rb-navy);
    font-size: 13px;
    font-weight: 700;
    text-decoration: none;
  }

  .mdc-link svg {
    color: var(--rb-primary);
  }

  .mdc-email {
    color: var(--rb-slate);
    font-weight: 600;
  }

  .btn-outline-track,
  .btn-credit-pill {
    display: none;
  }

  .btn-cta-crimson {
    padding: 7px 13px;
    font-size: 12px;
  }

  /* Grid Layouts on Tablet */
  .hero-grid-2col {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .products-cards-grid,
  .stories-cards-grid,
  .process-steps-grid,
  .why-grid-4col,
  .docs-checklist-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-dual-container {
    grid-template-columns: 1fr;
    padding: 24px;
  }

  .footer-top-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }
}

/* Medium Tablets & Large Phones (<= 768px) */
/* Medium Tablets & Large Phones (<= 768px) */
@media (max-width: 768px) {
  .top-notice-bar {
    font-size: 11px;
    padding: 6px 0;
  }

  .top-notice-content {
    justify-content: center;
    flex-direction: column;
    white-space: normal;
    text-align: center;
    gap: 4px;
  }

  .notice-badge-item {
    display: none; /* Hide trust text on mobile so helplines shine */
  }

  .notice-right-links {
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px;
    white-space: normal;
  }

  .notice-phones-group {
    flex-wrap: wrap;
    justify-content: center;
    gap: 4px;
  }

  .brand-logo-img {
    height: 38px;
  }

  .hero-main-heading {
    font-size: clamp(26px, 6vw, 34px);
  }

  .hero-checklist {
    gap: 10px;
  }

  .check-item {
    font-size: 13px;
  }

  .trust-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .metric-number {
    font-size: 26px;
  }

  /* 100% Mobile-Responsive FinTech Cards for Bank Comparison */
  .table-wrapper {
    background: transparent;
    border: none;
    box-shadow: none;
    overflow: visible;
  }

  .bank-rate-table {
    display: block;
    width: 100%;
    min-width: 0 !important;
    border: none;
    border-collapse: separate;
    border-spacing: 0;
  }

  .bank-rate-table thead {
    display: none;
  }

  .bank-rate-table tbody {
    display: flex;
    flex-direction: column;
    gap: 14px;
    width: 100%;
  }

  .bank-rate-table tr {
    display: flex;
    flex-direction: column;
    background: #FFFFFF;
    border: 1px solid var(--rb-border);
    border-radius: var(--radius-md);
    padding: 16px 16px 14px;
    box-shadow: var(--shadow-card);
    transition: var(--transition);
  }

  .bank-rate-table tr:hover {
    border-color: #CBD5E1;
    box-shadow: var(--shadow-elevated);
  }

  /* Cell 1: Partner Header with Emblem and Classification */
  .bank-rate-table td:nth-child(1) {
    display: flex;
    align-items: center;
    padding: 0 0 12px 0;
    border-bottom: 1px solid var(--rb-border-light);
  }

  .bank-rate-table td:nth-child(1)::before {
    display: none;
  }

  /* Cell 2: Key Starting Interest Rate Highlight */
  .bank-rate-table td:nth-child(2) {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 10px 0;
    border-bottom: 1px dashed var(--rb-border-light);
    font-size: 15px;
    font-weight: 800;
  }

  /* Cells 3, 4, 5: Specifications */
  .bank-rate-table td:nth-child(3),
  .bank-rate-table td:nth-child(4),
  .bank-rate-table td:nth-child(5) {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 8px 0;
    border-bottom: 1px dashed var(--rb-border-light);
    font-size: 13.5px;
    color: var(--rb-slate);
    font-weight: 600;
    text-align: right;
  }

  /* Responsive Cell Data Labels */
  .bank-rate-table td[data-label]::before {
    content: attr(data-label);
    font-size: 11.5px;
    font-weight: 700;
    color: var(--rb-slate-muted);
    text-transform: uppercase;
    letter-spacing: 0.4px;
  }

  /* Cell 6: Direct Action CTA Button */
  .bank-rate-table td:nth-child(6) {
    display: block;
    padding: 14px 0 0 0;
    border-bottom: none;
  }

  .bank-rate-table td:nth-child(6)::before {
    display: none;
  }

  .bank-rate-table .btn-apply-table {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    width: 100%;
    padding: 11px 16px;
    font-size: 13.5px;
    border-radius: var(--radius-sm);
  }

  .form-2col-row {
    grid-template-columns: 1fr;
    gap: 0;
  }
}

/* Small Mobile Phones (<= 560px) */
@media (max-width: 560px) {
  .container {
    padding: 0 16px;
  }

  .top-notice-bar {
    font-size: 10.5px;
    padding: 6px 0;
  }

  .notice-phones-group a:nth-child(n+4),
  .notice-phones-group .notice-sep:nth-child(n+3) {
    display: none; /* Show primary + secondary helpline on small screens */
  }

  .notice-email-link span {
    max-width: 140px;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
    display: inline-block;
    vertical-align: middle;
  }

  .navbar {
    height: 62px;
  }

  .brand-title {
    font-size: clamp(13px, 3.8vw, 15px);
    letter-spacing: -0.2px;
  }

  .brand-tag {
    display: none; /* Hide tagline on small screens to prevent overflow */
  }

  .brand-emblem {
    width: 30px;
    height: 30px;
  }

  .nav-actions-wrap {
    flex-shrink: 0;
    gap: 8px;
  }

  .btn-cta-crimson {
    padding: 7px 11px;
    font-size: 11.5px;
    gap: 4px;
  }

  .btn-cta-crimson svg {
    display: none;
  }

  .mobile-nav-toggle {
    width: 38px;
    height: 38px;
    flex-shrink: 0;
  }

  .hero-trust-tag {
    font-size: 11px;
    padding: 5px 10px;
    line-height: 1.35;
  }

  .hero-inquiry-box {
    flex-direction: column;
    align-items: stretch;
    padding: 12px;
    gap: 10px;
  }

  .inquiry-select,
  .btn-hero-submit {
    width: 100%;
    justify-content: center;
  }

  .suite-loans-grid {
    grid-template-columns: 1fr;
  }

  .products-cards-grid,
  .stories-cards-grid,
  .process-steps-grid,
  .why-grid-4col,
  .docs-checklist-grid,
  .footer-top-grid {
    grid-template-columns: 1fr;
  }

  /* Table Filters on Small Screen */
  .table-filter-tabs {
    gap: 6px;
    margin-bottom: 18px;
  }

  .filter-tab-btn {
    padding: 7px 12px;
    font-size: 12px;
  }

  /* Documents Checklist Tabs on Small Screen */
  .docs-category-tabs {
    gap: 6px;
    margin-bottom: 20px;
  }

  .docs-tab-btn {
    padding: 7px 12px;
    font-size: 12px;
  }

  /* EMI Calculator Dual Container */
  .calc-dual-container {
    padding: 16px;
    border-radius: var(--radius-md);
  }

  .calc-presets-bar {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-bottom: 18px;
  }

  .calc-preset-tab {
    flex: 1 1 calc(50% - 6px);
    text-align: center;
    padding: 7px 8px;
    font-size: 12px;
  }

  .range-header-row {
    flex-wrap: wrap;
    gap: 6px;
  }

  .range-title {
    font-size: 13px;
  }

  .range-value-pill {
    font-size: 12.5px;
    padding: 3px 8px;
  }

  .monthly-emi-amount {
    font-size: 28px;
  }

  .modal-content-card {
    padding: 20px 16px;
  }

  .modal-main-title {
    font-size: 18px;
  }

  .floating-dock-wrap {
    bottom: 12px;
    right: 12px;
    gap: 8px;
    z-index: 99;
  }

  .floating-call-btn,
  .floating-action-btn {
    width: 40px;
    height: 40px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.22);
  }

  .floating-call-btn svg,
  .floating-action-btn svg {
    width: 18px;
    height: 18px;
  }

  .site-footer {
    padding-bottom: 80px; /* Leave breathing room for floating contact dock */
  }
}